I recently just got a speeding ticket but it was in someone’s else car. Would there insurance rate go up or would mines

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Customer: I recently just got a speeding ticket but it was in someone’s else car. Would there insurance rate go up or would mines go up.
JA: Because traffic laws vary from place to place, can you tell me what state this is in?
Customer: Ohio
JA: Was a citation issued? Was a court date set?
Customer: speeding citation and yes
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: that’s all
Answered by Joy in 5 mins 3 months ago
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Joy
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Joy, Expert

Hello! This is Joy and I am happy to be of service.  Was there any damage done to property?


Customer
No
Customer
I only got a speeding ticket
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Joy, Expert

Even though you borrowed their car, your traffic ticket should not follow them. It will follow you, meaning you will be required to pay your ticket.

Your insurance rates may increase as well. Typically, getting a ticket in someone else’s car only results in insurance penalties for the ticketed driver, the person who is responsible for the ticket, rather than the owner of the vehicle. If you get a ticket while driving someone else car, you will almost always be accountable for paying the ticket, paying your insurance premiums, and dealing with any added points and penalties.

However, your friend must be aware of their insurance policy. Some policies allow policyholders to lend their cars to other people, while others do not. If your friend let you borrow their car despite their insurance company prohibiting it, they will be responsible for the repercussions.

Customer
Okay because when i got pulled over. They asked for license and insurance card but i had gave them the registration paper of the car instead and that still won’t affect there insurance right. Sorry if I’m asking the same question I’m kinda new to this.
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Joy, Expert

This should not affect the owner's insurance, but the owner should review the restrictions in his policy

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Joy, Expert

Do you have any additional questions on this topic for me?

Customer
No thank you
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Joy, Expert

You are very welcome! I do hope you are pleased with the service you received.

If you have no additional questions, thank you for trusting Just Answer.

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