I have been with a lady witch is my fieancey for 17 years we refinanced our home 5 years ago I added my name to the

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Customer: I have been with a lady witch is my fieancey for 17 years we refinanced our home 5 years ago I added my name to the mortgage to help her get refinanced it's a 30 yr contract she had a stroke 2 months ago and her son is going to inherent the home my name is ***** ***** deed what can I do to get my name off mortgage or do I have any say on home .
JA: What steps have you taken so far? Have you prepared or filed any paperwork?
Customer: Nothing just thinking just in case she is going to be unable to come home
JA: Where is the home located?
Customer: Bay city mi.
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: It's abt 90,000 mortgage
Answered by James Daloisio in 5 mins 4 months ago
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James Daloisio
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James Daloisio
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James Daloisio
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32908 Satisfied customers

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James Daloisio, Expert

Hello! Thanks for using JustAnswer. My name is ***** ***** I will be the expert ready to answer your questions to the best of my ability and with top-quality service.

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James Daloisio, Expert

Usually I don't do phone calls, so try to discuss all your issues here prior to ordering, as another expert will respond to a phone request.

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James Daloisio, Expert

The son can refinance in his own name. If he is the titled owner on the deed the bank will allow him to do a streamlined refinance.

Customer
Hi I helped my fieocey of 17 years refinance 5 years ago by adding my name to mortgage but I am not on deed . 2 months ago she had a bad stroke and I am not Shure she will be coming home her oldest son will inherit the home I won't be able to handle payment by my self and pay taxes it's a 30 year mortgage do I have any rights to home or do I have to get oldest son to refinance to get me clear .
Customer
If he doesn't want to refinance because of high interest rates what do I do to clear my name if possible from mortgage
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James Daloisio, Expert

You have a financial interest in the home equal to the amount of money you paid on the mortgage. You should have the oldest son add you to the deed as a joint tenant, and then decide if you want to keep it for a while as your interest appreciates or if you just ant to dispose of your interest and be done with it. You can execute a quit claim to him and you would be off the deed and you can gift him your interest to be clear of any debt.

Customer
Ok that would work I think
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James Daloisio, Expert

You are very welcome. Thanks for visiting Just Answer, and have a great weekend.
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