My husbands ssdi benefits. I am responsible for distribution. Would I be able to use this as income for myself when

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Customer: My name is ***** ***** husbands ssdi benefits. I am responsible for distribution. Would I be able to use this as income for myself when purchasing a house?
JA: What steps have you taken so far? Have you prepared or filed any paperwork?
Customer: prepared or filed paperwork for a house loan?
JA: Where is the property located?
Customer: Northbridge MA
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: Not at the moment
Answered by Michael Bradley in 3 mins 7 months ago
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Michael Bradley
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Expert in: Family Law, Legal, Estate Law, Real Estate Law, Criminal Law, Employment Law, Business Law, Consumer Protection Law, Bankruptcy Law, Traffic Law, Personal Injury Law.

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Michael Bradley
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Michael Bradley
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Customer
meaning is it going to be under my name only?
Customer
Hi
Customer
does it cost to switch to live phone call with the real estate lawyer?
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Michael Bradley, Expert

Yes is it going to be in your name only?

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Michael Bradley, Expert

There is a fee for a phone call so it is totally up to you.

Customer
my name ony
Customer
only
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Michael Bradley, Expert

Is he going to be living there as well?

Customer
Hi
Customer
I am not working and would like to know if I can use my husbands ssdi payments as income due to it being under my name. I am responsible for the money.
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Michael Bradley, Expert

As long as he is going to reside there then you can use that as income in the house to show the abilty to afford payments

Customer
understanding, the mortgage will be under my name only?
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Michael Bradley, Expert

That is fine as long as your husband is ok with it as well.

Customer
Is this allowed due to my name being on the SSDI and being the person responsible of the money?
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Michael Bradley, Expert

Your name on the account as one that can distribute the funds allow you to list and use the funds on the potential mortgage as long as the money is being used for his benefit.  The money is allowed to be listed as it is household money that is going to be used toward the household.

Customer
Thank you for your time
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Michael Bradley, Expert

Good luck to you! You can come back here free of charge for a follow-up questions on this subject.

Please let me know if there’s anything else I can help you with. That includes looking for lawyers. I’m happy to do so! I’m here most of the time so you can always come back and talk to me (no extra charge). If I’m not here, I will get an email if you leave me a question.

Please accept my answer. I have given you the benefit of my legal knowledge and 25 years of experience as well as my time. My statistics show that almost 100% of my customers here have been extremely satisfied with my answers as I am always truthful and thorough.

We are not employees of Just Answer but are independent contractors.

Thank you! I'd rather be given the chance to add more information than be rated negatively, so I thank you for that.

If you want to ask for me specifically another time -- for a new question -- ask for "Michael Bradley ONLY" and I will get the question. Otherwise you can come right back into this room for follow-ups, free of charge.

Best of luck to you and thank you for letting me help you today!

Customer
Hi I'm taking you up on your offer and have another question. If I am responsible and my name is ***** ***** disability along with my husband. Payment comes to me on a debit card and has my name on it only. Along with correspondence it all has my name on it as well
Customer
I am the one that handles the money on where it is distributed and how it is distributed
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Michael Bradley, Expert

I still believe that you can use the SS as household income even if it is not "yours" as it is your husband's award.
Customer
Again keeping in mind he will not be on the Mortgage loan
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Michael Bradley, Expert

If the mortgage company will allow it you are fine, it would be up to them.

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