I was manipulated, lied to, and used by my ex-husband, his real estate agent and real estate attorney in order to get

Expert's Assistant chat
Customer: I was manipulated, lied to, and used by my ex-husband, his real estate agent and real estate attorney in order to get financial gain for them . DO I
JA: What steps have you taken so far? Have you prepared or filed any paperwork?
Customer: None, I don't know where to begin or if I can
JA: Where is the property located?
Customer: Paulding County, Ga
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: I am on the Deed, not the mortgage
Answered by ScottyMacESQ in 5 mins 1 year ago
imglogo
ScottyMacESQ
10+ years of experience
logo

40686 Satisfied customers

Expert in: Family Law, Legal, Estate Law, Real Estate Law, Criminal Law, Employment Law, Business Law, Consumer Protection Law, Bankruptcy Law, Traffic Law, Personal Injury Law.

logoimgimgVerified lawyers, 10+ years of experience
Chat with a Lawyer in minutes, 24/7
imglogo

Verified lawyers, 10+ years of experience

Save time and money. Get specialized help.

imglogo
ScottyMacESQ
10+ years of experience
logo

40686 Satisfied customers

Jessica

Jessica

Consultant

31,131 Satisfied customers

Pearl avatar
Lawyer's, Assistant
14 Lawyers are online right now.
img

ScottyMacESQ, Expert

Thank you for using JustAnswer.

I'm sorry to hear about your situation. Can you tell me a bit more about your situation? What happened? Did you sign over a deed? Do you have evidence of fraud

Customer
Customer attachment 10/25/2021 6:22:25 PM
Customer
Can you call me
img

ScottyMacESQ, Expert

I don't know enough about your situation to even know if a phone call would be worthwhile to you (or if I should opt out and allow another expert to assist you further). That's why I asked those follow up questions.

Customer
I sent a vm via text. did you get it?
img

ScottyMacESQ, Expert

I have a link to something that my computer cannot open. I am on a regular PC system. I can only open traditional files (image files, PDF files, etc...)

Customer
ok. I'll text you
Customer
My ex husband was supposed to re financed at house to get a lower interest rate and a lower payment since the rates are so good at this time. My name is ***** ***** deed, not the That was the only transaction to be made. The house mortgaged under VA an to be refinanced to a conventional loan which I was ok with since I will be purchasing the home in 2024 according to our divorce. He currently pays the mortgage. However he refinanced the home into his & his wife's name s they could remove the VA mortgage in order to purchase a home for them. I didnt know all the information prior to closing , but everyone else that stood to gain something did, him, his wife, real estate attorney & agent.I only found out when I started getting mail on their names sent to my house. The real estate agent & attorney told me that I had to quit claim the deed in order for him to refinance, then my name would go back on the deed. Which it did, & no equity was taken out ,but they left off the part about refinancing into his & his wife's name because thru knew I wouldn't agree to it.
img

ScottyMacESQ, Expert

So to be clear, the deed is in your name, but the mortgage is not, correct?

Customer
the deed is in my name & his name
img

ScottyMacESQ, Expert

Was there any order that was violated when they refinanced it in their name?

Customer
No that I am aware of. Her name never came up during the process. Otherwise I wouldn't have agreed. I didn't know that they needed to use me in order to buy them a home.
img

ScottyMacESQ, Expert

I understand that you wouldn't have agreed. But him having the mortgage in their name, and not in yours, and the title to the property in your name and his, legally does not disadvantage you in any way. In fact you're in a better position. If they default, they can't take the property away from you because you didn't agree. A mortgage has zero implication on actual ownership. Only the names on the deed have implications on ownership. So unless you can show that your ownership interest has been negatively impacted (that you own less than you did before) then you wouldn't have a case. And again, you're in a better position (or at least as good) as you were before because you don't have the obligation to pay on that mortgage, nor no ability of the bank to take the house from you if they do not pay (since you're not on the mortgage).

Hope that clears things up a bit. If you have any other questions, please let me know. Thank you, ***** ***** luck to you!

Customer
That's what I've been told. However, the fact that was manipulated into doing this & everyone got a financial gain by using me I just not fair. No one would talk to me after closing, I had to find out by their mail continuing to show up in my mailbox, had me in the hospital so far twice from having seizures. It's not fair.
Customer
But thanks anyway
img

ScottyMacESQ, Expert

I understand that it does not seem fair. But you have the obligation to prove that YOU are in a worse position (not that someone else benefited) to have any chance of recourse.

Customer
Does that position only includes financial? Because mentally & emotionally I'm a mess. I've never had seizures before, and also a recent transplant patient. I'm on disability & they took advantage of me.
img

ScottyMacESQ, Expert

If there was an intent on their part to do so (and you can prove it, which is very difficult to do) AND you can quantify that mental anguish to a specific dollar amount, then you could have a separate action for that. But that's really, really hard to prove. Most lawyers will not even think to bring such a case (unless you're paying hourly) because it's not going to be a winning case.

Customer
Ok , thanks for the clarification, but it's really sad that they all gained financially & now I have to see a neurologist.
img

ScottyMacESQ, Expert

I understand. I do wish you the best of luck.

Customer
Thanks
img

ScottyMacESQ, Expert

My pleasure.

Ask a lawyer and get your legal questions answered.
See all Legal Questions
img
Related Legal Questions
How it works
logoAsk for help, 24/7
Ask for help, 24/7
Members enjoy round-the-clock access to 12,000+ verified Experts, including doctors, lawyers, tech support, mechanics, vets, home repair pros, more.
logoExpert will respond in minutes
Expert will respond in minutes
After you reach out, we match you with an Expert who specializes in your situation. Talk, text, chat, whichever you prefer.
logoSave time & money
Save time & money
No scheduling hassles, missing time from work, or expensive consults.
A JustAnswer membership can save you significant time and money each month.
img
logo 593 Verified lawyers, 10+ years of experience
DISCLAIMER: Answers from Experts on Askalawyeroncall.com are not substitutes for the advice of an attorney. Askalawyeroncall.com is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response as proposing specific action or addressing your specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances should be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on any information received from an Expert, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains. The responses above are from independent, freelance Experts, who are not employed by Askalawyeroncall.com . The site and services are provided “as is”. To view the verified credentials of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service.
Explore law categories
Powered by JustAnswer