Re temp retirement visa, I need to find a insurance company to have insurance. Do you know any company to do that? I did

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Customer: re temp retirement visa, I need to find a insurance company to have insurance. Do you know any company to do that?
JA: What steps have you taken? Have you filed any paperwork with the government?
Customer: I did and this is the last one to find an answer
JA: Have you talked to a lawyer about the visa?
Customer: yes but they did not help me
JA: Anything else you want the Lawyer to know before I connect you?
Customer: nothing but that
Answered by Chris The Lawyer in 1 hour 2 years ago
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Chris The Lawyer
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Chris The Lawyer, Expert

Hi
I am a New Zealand lawyer based in Wellington and will help you with your question today. Please give me a minute to read your question
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Chris The Lawyer, Expert

Are you looking for medical insurance?
Customer
I need to know the name of insurance company which can meet the requirement: as shown belowTravel Insurance
From the information provided in your application we are not yet satisfied that your travel insurance has a minimum policy limit of NZD $500,000.00 per annum (V3.120.15). As part of the submission application, you are required at the least to provide evidence of the insurance that you intend to take out as part of the visa application. Please note you are not required to take this insurance out while your application is being assessed as part of the application being assessed in principle. You must however provide evidence of the insurance you intend to take out if an Approval in Principle is granted. Please note the following conditions below highlighted in yellow must be met for the travel insurance to be acceptable to INZ for the Temporary Retirement Category.       
 
V3.120.15 Minimum requirements for acceptable travel and/or health insurance under the Temporary Retirement Category
 
Under the Temporary Retirement Category the principal applicant and their partner included in the application must hold travel and/or health insurance which:
a.   is provided by a company with:
                               i.       experience in the health and/or travel insurance business; and
                              ii.       a credit rating of no lower than A (strong) or equivalent from an internationally recognised credit rating agency (for example, Standard and Poor's).
b.  has a minimum policy limit of NZ$500,000 per annum and guarantees to cover the costs of:
                               i.       all medical expenses including diagnosis and treatment, ambulance, hospital care; and
                              ii.       prescribed medicines, post hospital discharge care, home nursing care up to a limit of NZ$3,000; and
                             iii.       emergency dental care, including provision of antibiotics and treatment for the relief of sudden and acute pain up to a limit of NZ$3,000; and
                             iv.       evacuation or return home in the event of serious illness or disability.
c.   is maintained for the duration of the visa.
 
Please provide further evidence of the insurance that you intend to take out to meet the above requirements
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Chris The Lawyer, Expert

Try this companyhttps://www.healthinsurance.co.nz/
Customer
OK. will see. By the way you have expereicne in temp retirement visa?
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Chris The Lawyer, Expert

I am reasonably familiar with them
Customer
Is there any other company you can refer to me? The co you mentioned could not talk at the moment. Thanks
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Chris The Lawyer, Expert

You could try www.scti.co.nz
Customer
I still cannot find the name of insurance provider for this temporary retirement visa for New Zealand. May anyone help?
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Chris The Lawyer, Expert

That last address is for Southern Cross Travel Insurance, a long established company in New Zealand-the link does work

Customer
I have called and discussed with them, spent almost 40 min. But they do not do for my kind of situation.
Customer
Or I can say.. they do but up to $100K coverage - not 500K I need
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Chris The Lawyer, Expert

https://www.comparetravelinsurance.co.nz/travel-insurance-tips/non-resident-travel-insurance

This site has comparisons and links to other providers

Customer
Most of these do not apply in my ase: What Are The Requirements For Non-Resident Travel Insurance?
In the majority of cases you'll need to:
yes -Have a trip booked that starts and ends in New Zealand
no -Be on a valid visa such as a Skilled Working Visa, student visa, partner visa, but not a tourist visa
no -Have access to publicly funded health care
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Chris The Lawyer, Expert

Did you look at this part

https://www.comparetravelinsurance.co.nz/travel-insurance-tips/visitors-to-new-zealand-inbound-travel-insurance

Customer
I am already in NZ - not inbound. thanks
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Chris The Lawyer, Expert

Have you tried State Insurance at https://www.state.co.nz/

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Chris The Lawyer, Expert

Or these brokers https://www.crombielockwood.co.nz/personal/

Customer
Crombie guys could not figure out after spending lots of time
Customer
maybe 20 mail exchanges with them. I just asked the guy in charge of my case to give me any of reference from the past. But he has been very difficult so far, and am not sure what may come out.
Customer
I mean the "guy" at INZ is what I am talking about
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Chris The Lawyer, Expert

I would have thought that this sort of cover is readily available but can see why you are getting frustrated

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Chris The Lawyer, Expert

https://www.marsh.com/nz/home.html are well known

Customer
LOL. I was concerned in June but I went ahead to apply. Actually, i have interim visa for temp ret visa and visitor visa with 5 months extension from Sept 25
Customer
There is one woman who is trying to help me - she's got some experience. I think productive thing may be....I am to write a letter with 1) insurance from Japanese government can do the insurance but details I have not checked - so most but probably not all requirement. Then 2) I have enough fund to designate for any health related problem. So i can have this account designate to cover 500K. --> make a case with these two points combined. what do you think?
Customer
There is no US insurance (public and private) and Japanese ins (private) available according to my research
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Chris The Lawyer, Expert

Your solution may be the best option. It seems odd that Immigartion have this requirement but there are no providers

Customer
One woman I talked had deep experience - 10 yrs ago she made. a case to INZ guys who asked her opinion. But they did not take any action following her recommendation.
Customer
I hired lawyer early on but soon gave up - they were hopeless. I may make a comment on their customer feedback column when my visa thing is settled
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Chris The Lawyer, Expert

I think you need to tell Immigration that this is not possible and explain the extensive enquires you have made. Perhaps also ask one of the immigration consultants like Malcolm Pacific who they use

Customer
Interesting. one woman was at Malcolm till recently. she is the one I dug up by web who is trying to help me. She might be the last hope - except my 1-2 punch idea Imentioned (as backup)
Customer
i am thnking if this does not go well i make a case in dispute - but it may be better to inform the general idea to the guy at INZ ahead of that act. BTW they had other problem with me on medical test either.... what can I say? ;-0
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Chris The Lawyer, Expert

Perhaps a discussion in polite terms about the impossibility of getting insurance and asking if the terms can be relaxed to a policy you can actually purchase

Customer
a delicate issue to process - but i like this country. ;-)
Customer
OK if u jave any interesting idea pls let me know - best wishes!
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Chris The Lawyer, Expert

I will ask around

Customer
who knows... that might be the only way - if there is
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Chris The Lawyer, Expert

Good luck!

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