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Jessica
Consultant
Chris The Lawyer, Expert
Hi
I am a New Zealand lawyer based in Wellington and will help you with your question today. Please give me a minute to read the question
Chris The Lawyer, Expert
Welcome to New Zealand! Under New Zealand insurance policies, you would normally have cover under the rental car insurance for third-party damage. It is very common for people to have damage insurance for third-party cover, and I would be surprised if this was not included in your insurance policy with the rental car. You should have a look at the policy or ask the rental car company if that is included.
Chris The Lawyer, Expert
Certainly in the rental agreements which I sign with Avis, there is specific cover for third party damage-I have the same concern as you when using the rental cars.
Chris The Lawyer, Expert
In their form, because I am a frequent user, it comes out with a standard offer of insurance, and I include the lower level of the excess. But the form does give a number of options as to the level of cover and third-party cover as well
Chris The Lawyer, Expert
And I opt in for most of the cover-despite the cost
Chris The Lawyer, Expert
Chris The Lawyer, Expert