I am a deceased Veterans wife and I need help or some advise on a Foreclosure. I have been working with the Mortgage

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Customer: I am a deceased Veterans wife and I need help or some advise on a Foreclosure. I have been working with the Mortgage Loan Mgnt for a few months now. I’m not sure if I’m getting scammed. What I have paid so far is not credited anywhere on my stmt. I have completed their modification packet which they never got back to me. Which I just recently was told was approved but since I can’t pay the last cash pmt they are foreclosing
JA: What steps have you taken so far? Have you prepared or filed any paperwork?
Customer: i have filed a complaint with the Better Business Bureau
JA: Where is the property located?
Customer: Bakersfield ,Ca
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: i have kept copies of every transaction but no that is it

Answered by Eanderson032 in 1 hour 7 months ago

Eanderson032

10+ years of experience

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Expert in: Family Law, Legal, Estate Law, Real Estate Law, Criminal Law, Employment Law, Business Law, Consumer Protection Law, Bankruptcy Law, Traffic Law, Personal Injury Law.

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Eanderson032

35308 Satisfied customers

10+ years of experience

Eanderson032

10+ years of experience

35308 Satisfied customers

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Eanderson032, Expert

Welcome and thank you for using Just Answer. My name is ***** ***** I'm the attorney who will be assisting with your legal question. So I can best help, you've spoken directly with your lender?

Customer

but he doesn't answer my calls anymore

Eanderson032, Expert

I'm so sorry! They would have to respond to you and provide you with accurate statements of your last payments. To foreclose, it would also have to come from your lender.

Customer

II only speak to one person who states he is the manager & the only one who can help me. I have not gotten any statement reflecting my cash payments I have made

Eanderson032, Expert

That is highly concerning. Especially since cash is untraceable.

Customer

He had me get money cards from Walmart & load each card with $500 I have copies of each front & back of cards as well as receipts

Eanderson032, Expert

That right there is a clear indication of a scam.

Customer

My modification packet was approved but I was never told it was until he asked for another $1,500 first

Eanderson032, Expert

A third party can't modify your mortgage. Only your lender.

Customer

Ok well he said he was from my lenders office

Eanderson032, Expert

May I ask, who is your lender? Which bank?

Customer

Rushmore Loan Management

Eanderson032, Expert

***-***-**** is their actual number to speak with them.

Customer

I had been speaking with a Mr Greg Adams who is a mgr but a different phone #

Eanderson032, Expert

I believe it may be a scam.

Customer

Friday a notice of Trustees Sale was taped to my door with blue duct tape

Eanderson032, Expert

You would get a notice of intent to foreclose before that.

Customer

No I haven't gotten that just for the sale on Dec 14th

Customer

I filed a complaint with the Better Business Bureau

Eanderson032, Expert

Sadly, the BBB don't have any enforcement power. You could contact the state AG.

Customer

The mortgage loan was with Shellpoint and for some reason Rushmore bought it. I called Shellpoint & they couldn't tell me why

Customer

should I call Rushmore at the phone # you gave me or find a local Atty

Eanderson032, Expert

You may want to first check with Rushmore, then for a local attorney, http://www.avvo.com is excellent.

Customer

Ok thank you for your assistance

Eanderson032, Expert

You're very welcome!

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