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Hello, my name is ***** ***** welcome to JustAnswer. I will be the attorney assisting you today.
I’m sorry to hear that you are having these legal troubles. I know that can be frustrating. Hopefully, we can get this resolved quickly. I will attempt to respond quickly to every one of your posts, but if not, please be patient, and I promise I will get back to you as soon as possible.
Where did they get the money from? Banking apps you mean?
I’m sorry to hear about your issues here, hopefully, we can get them solved quickly.
The first problem I suspect, without knowing much about cryptocurrency, is that it is unregulated and once it is gone it is gone without any recourse. No one regulates it like the stock market so once transferred there is no way to get it back.
However, once they were cashed into your bank account, then your bank may have some liability here to protect you against fraud. That may be covered under FDIC insurance. I do not know how that correlates with cryptocurrency though since that is still such a gray area and not legally regulated.
But of course, report this to the police and the FBI https://www.ic3.gov/Home/ComplaintChoice regardless so they can investigate this and it was cybercrime.
In terms of your bank and if you have a case, you need to have a local or review the terms of your bank deposit agreement to see what it says. This is a bit of a grey area with cryptocurrency is I'm sure their agreements are not updated to address that. Ie. they may not be able to disclaim a cryptocurrency cash out since it ran through your account still.
That is unlikley. Not without proving the breach came over their network, versus local wifi or the sort.
But your bank account is protected from frayd by the feds up to $250k, FDIC insurance. That is likely your eaiest path to recovery here.
Ok, then you still need a local lawyer to loo at his and see who needs to be sued. Unfortunately, this is only a basic Q&A site and not a case consultation.
You can find a highly-rated local lawyer on a lawyer review site like Avvo.com for your city. You can also use https://find.lawyer.com/justanswer.php?1 which will get you a free consultation as well as 25% off legal fees for being a JustAnswer member. If you cannot afford a lawyer and are low/no income, then you can search your county legal aid office on Google for their contact information and contact them for some free legal help.
Any basic lawyer should really be able to handle it. It is a banking issue, but there are really no "banking" lawyers that specifically do that. It involves basic legal concepts like fraud and theft for any general practice lawyer.
Does that answer your question?
You're very welcome.