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Jessica
Consultant
Richard, Expert
Richard, Expert
Good morning. If there is nothing in writing that evidences this transaction as a loan, your girl friend's father is not going to prevail in any collection suit against you. You would simply claim it to be a gift with no promise to repay and that the father is simply now trying to recharacterize this as a loan due to the relationship with his daughter ending. He would have to have a signed promissory note to prevail. :)
Richard, Expert
He might be able to show this was intended as a loan based on texts, but the burden would be on him to prove it. A promissory note is a document that you would have had to sign promising to repay the amount. It would not have to be notarized.
Richard, Expert
You're very welcome! It's been my honor and privilege to help you!