If I have no means of income other than my old age security check and Canada pension check and I have a judgement
JA: When was the debt incurred? Did the creditor get a civil judgment?
Customer: It was incurred in 2018 due to property I had purchased on payments over a 3 year period that when it came due for me to take it over I was not able to secure a mortgage so the owner took it back by default the property was in Texas he is now during for the full amount that was due as well as a ridiculous amount of interest to this time wants over one million I only began to collect old age this year
JA: Have you talked to a lawyer about the background check?
Customer: Should read now sueing
JA: Anything else you want the Lawyer to know before I connect you?
Customer: He has not as of yet got a judgment against me but that is what he is going after want to know how to protect myself if I remove my name from my home title before he gets a judgment is my home safe ? Or could it still be Leined
9902 Satisfied customers
Expert in: Family Law, Legal, Estate Law, Real Estate Law, Criminal Law, Employment Law, Business Law, Consumer Protection Law, Bankruptcy Law, Traffic Law, Personal Injury Law.
Back
9902 Satisfied customers
Jessica
Consultant
Ulysses101, Expert
Hello, thank you for the question.
If property is disposed of by a defendant once litigation has started against that party, and if judgement is made against that defendant, then the plaintiff has an option. If the property was sold to a family member or spouse or corporation in which someone close has control or controlling interest, then the plaintiff can ask the court to roll back that purchase by calling it a "fraudulent conveyance" to a non-arm's-length buyer. As you can imagine, people are frequently trying to divest themselves of assets if it looks like there will be any kind of judgement against them.
As for your OAS and CPP, those can be garnished from the source by support enforcement agency or CRA under some circumstances, but not by third parties with judgement. However, the third party can garnish bank accounts to grab those funds when deposited there.
Does that answer you?
If I've answered you then may I please have a service rating? Ratings are how I get credit from the site for helping its customers. I'd appreciate it. Five stars is best at the top of the webpage, or if using the app the site will send an email. If you can't find it, let me know to ask the site to enter a rating for you.
Ulysses101, Expert
Thanks for the rating, and good luck.
Ulysses
Ask for help, 24/7
Expert will respond in minutes
Save time & money
593 Verified lawyers, 10+ years of experience