How would I know if someone would be looking to garnish my wages. Manitoba. Nothing, I have consolidated my bills with a

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Just a general disclaimer that this conversation is for informational purposes only. I am licensed Canadian lawyer; however, you would need to retain a lawyer to take any legal action and/or preserve any of your legal rights. I may be away from my desk from time to time, but rest assured I will always return back as soon as possible.

Good morning – sorry to hear of the situation. Generally speaking, a creditor needs to first get a court judgment against you before they can garnish your wages or bank account.

Were you served with court papers?

In that case, they can't legally garnish anything from you until they get a court judgment against you.

Does that help answer your question today?

You would be served with legal papers with a claim demanding you pay them money.

You can go to your local courthouse and see if any claims were filed against you. But they need to personally serve you with the claim before they can get a default judgment against you (assuming you don't defend the claim).

Did you have any further questions about this issue?

Every company is different. Some will wait a few weeks, others will wait 6 months or a year before proceeding to file a claim.

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