I've been living with my boyfriend since Oct 2010. He owns the house we live in (deed is in his name only) and I've been

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Customer: I've been living with my boyfriend since Oct 2010. He owns the house we live in (deed is in his name only) and I've been paying for half of everything since day one and also paid half on the renovations of the kitchen in 2012 and the bathroom in 2018. I would like to know what are my entitlements (if any) if we seperate
JA: What province are you in? It matters because laws vary by location.
Customer: Ontario
JA: What steps have you taken so far?
Customer: nothing yet I'm just trying to get information for now
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: It's mostly about proper division. We have 2 vehicles (one is registered to him and one is registered to me), but we both pay half for the payments. Camaro (mine) is paid for already.
Answered by Joey in 3 mins 1 year ago
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Joey
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Joey, Expert

Hi and thank you for using JustAnswer.  My name is ***** ***** I will be assisting you with your question.

Just a general disclaimer that this conversation is for informational purposes and I am not your lawyer. The information discussed is for general use only and a lawyer would be necessary to take any legal action and/or preserve any of your legal rights. You may receive a phone call request which is automated from this website and you may choose to ignore this request. If at any point during our conversation you would like to have a call, I’d be more than happy to arrange one with you at an additional cost. I may be away from my desk from time to time, but rest assured I will always return back as soon as possible.

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Joey, Expert

Good afternoon – sorry to hear about your situation. Did you sign a cohabitation agreement with him at any point?

Customer
No
Customer
no
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Joey, Expert

When it comes to common-law, generally speaking, each party retains its own property and there is no automatic entitlement to the assets belonging to the other party. That said, given that you contributed towards the mortgage and renovation costs of the home, you could make what’s called an “unjust enrichment claim” against him for a share in the value of the property which you contributed to. Ideally, he will just agree to split the property with you or something very close to that. These are somewhat difficult claims to make and a lawyer would be recommended. Here is a link for the Ontario lawyer referral service to help you find a lawyer: https://lsrs.lso.ca/lsrs/welcome

Customer
what about the 2 vehicles? One is a Camaro (register to me), that we both paid half of the payments on and is paid off. The other is a mini-van that is registered to him and we both share the payment as well. Not yet paid off
Customer
He contributed alot of money to upgrade the Camaro (supercharger, body kit, painted stripes, tires, rims, etc) Some of it I helped pay for (least expensive ones), but mostly he paid, which would amount to about $20,000
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Joey, Expert

Generally, each party would retain the property that’s in their name. Assuming he wants to keep the van for himself, you would stop making payments on it and he would take over.

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Joey, Expert

As he put some money in your vehicle, you could agree to pay him some amount to “even it out”.

Customer
ok
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Joey, Expert

Does that help answer your question today or did you have any follow up questions?

Customer
I do have one last question.
Customer
If I go through with this and end up on my own. Should I consider a cohabitation agreement for the time (if it happens)?
Customer
Or perhaps, if we manage to reconcile our differences and stay together, should we get a cohabitation agreement?
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Joey, Expert

A cohabitation agreement is a good idea as it provides a clear guideline for both parties as to how property will be divided and whether any spousal support claims can be made (and under what terms). This will reduce the chances of a dispute and having to retain lawyers at great expense.

Customer
Ok. Thank you
Customer
Have a good day
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Joey, Expert

My pleasure. Thank you for using JustAnswer. I wish you the best of luck. If you have any follow up questions about this matter, please do not hesitate to reach out to me.

Customer
Ok
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