I co signed a car loan for a friend about 3 years ago. She has since been exhibiting bizarre behavior and appears to

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Sorry to hear about your situation. As you co-signed on the loan, you would be responsible for any payments not made by your friend. It would be best to contact TD and let them know of the situation and see if there is any forbearance program in place. If that doesn’t work, perhaps have a conversation with your friend and see if she would be willing to sell the vehicle to pay off the existing loan.

You would want to contact TD and get all the details for the loan. There could be a pre-payment penalty of some sort, or maybe not. If she sells the vehicle for less than the outstanding amount, TD does have the right to seek the deficiency against both of you.

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