The 2020 strata council decease the insurance coverage for earthquake and flood damage by some $25,000,000 for our

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Customer: The 2020 strata council decease the insurance coverage for earthquake and flood damage by some $25,000,000 for our building without advising fellow owners of this decision for 2021. What I’m hoping to do is have this year’s strata council get quotes for extended replacement with our current insurer (BFL) or a third-party underwriter and present them to all members of the strata corporation so they could decide if they were okay with this change. In other words put it to a majority vote at a SGM
JA: We offer a trial so that you can try JustAnswer before commiting to a monthly membership. What state are you in? It matters because laws vary by location.
Customer: I'm in Canada
JA: What steps have you taken so far?
Customer: I have disputed the AGM minutes (March 23, 2021)that claim the matter was thoroughly discussed. And in the process of writing a letter to the 2021 council asking that they get the appropriate quotes
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: The only other - there wasn't competitive quotes obtained and/or presented by the management company for the single most expensive item in budget for 2021.
Answered by Debra in 1 hour 1 year ago
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Debra
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Expert in: Family Law, Legal, Estate Law, Real Estate Law, Criminal Law, Employment Law, Business Law, Consumer Protection Law, Bankruptcy Law, Traffic Law, Personal Injury Law.

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Debra
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166398 Satisfied customers
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10+ years of experience
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Debra
10+ years of experience
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166398 Satisfied customers

Jessica

Jessica

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31,131 Satisfied customers

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116 Lawyers are online right now.
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Debra, Expert

Hello and Welcome to JustAnswer. My name is***** will be working on your question today and I am looking forward to our conversation.

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Debra, Expert

Please note that I am working from my computer and not actually texting. If you don’t answer back for a while I may not be online when you do but I will never desert you and will check back often. As well, as I am working from home it is possible that I will be interrupted but I will always return back as soon as I can.

Finally, although the site offers a call option I personally do not take calls but just work online. Some find this confusing as it looks like the offer is coming from me but that is just how the site presents the offer and it really isn’t coming from me. Some of the other experts do take calls and so you are very welcome to request a call on this post and an expert may take it. They will have the benefit of reading our exchange which should work out very well for everyone involved!

I am sorry to hear of this difficult situation.

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Debra, Expert

Are you asking if the council had the right to make this decision without putting it to the membership?

Customer
Hi
Customer
Debra - Where are you located?
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Debra, Expert

I am in Toronto. But I have answered about the laws in all of the provinces but Quebec for 13 years on the site now.

Customer
Debra so you are knowledge about the BC strata property act?
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Debra, Expert

Strata corporations are required by law since last summer to let strata owners know as soon as feasible when the insurance deductible for the strata corporation changes or when there is any other material change to the policy occurs.

Customer
Debra - they did cover the deductable part but not the fact that the new policy decrease the account insured for earthquake and flood damaged by about $25 million
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Debra, Expert

Well they breach the act again. The law is clear and it's been that way since last summer and they should keep up-to-date with the laws.

Customer
Debra - is that a BC law?
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Debra, Expert

Yes of course it is!

Customer
Thank you - you have been of great help. Do you practise law in BC if I need to retain you?
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Debra, Expert

I am in Toronto and I am retired but what you can do to find a lawyer is one of the following things.

You can contact the BC Branch of the Canadian Bar Association and use their Lawyer Referral Service. You will be given the name of a lawyer and can consult with the lawyer and the first half hour will be $25.

The number is:

***-***-**** or 1.***-***-****.

Or you can check on a site called lexpert. This is a legal directory of leading lawyers and law firms throughout Canada and is well-respected by the legal community.

Here's the link to their website:

http://www.lexpert.ca/directory/find-lawyers-or-law-firms/

Does that help as a starting point?

Customer
Perfect - thank you
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Debra, Expert

You are very welcome.

Thank you for trusting us to help you here at JustAnswer. If you would like to ask me new questions please start a new post and if you do if you say “This is only for Debra” I will be sure to give your post top priority.

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