I am a US citizen and lived in Canada as a Canadian permanent resident for 10 years. During that time I incurred debt

Expert's Assistant chat
Customer: I am a US citizen and lived in Canada as a Canadian permanent resident for 10 years. During that time I incurred debt ($55K CA ~ $40K US) with a Canadian bank, which I have not yet paid. I now live and work in the U.S. I'm wondering about the cross-border accessibility that a Canadian bank has to a person who is in the U.S. Do you have any insights you could share with me?
JA: What steps have you taken? Have you filed any paperwork with the U.S. government?
Customer: Thanks for your response, Pearl? Are you a live person on this chat?
JA: Have you talked to a lawyer about this?
Customer: This is my first legal contact about it.
JA: Anything else you want the Lawyer to know before I connect you?
Customer: no
Answered by Debra in 1 hour 2 years ago
imglogo
Debra
10+ years of experience
logo

170318 Satisfied customers

Expert in: Family Law, Legal, Estate Law, Real Estate Law, Criminal Law, Employment Law, Business Law, Consumer Protection Law, Bankruptcy Law, Traffic Law, Personal Injury Law.

logoimgimgVerified lawyers, 10+ years of experience
Chat with a Lawyer in minutes, 24/7
imglogo

Verified lawyers, 10+ years of experience

Save time and money. Get specialized help.

imglogo
Debra
10+ years of experience
logo

170318 Satisfied customers

Jessica

Jessica

Consultant

31,131 Satisfied customers

Pearl avatar
Lawyer's, Assistant
14 Lawyers are online right now.
img

Debra, Expert

Hello! My name is Debra (formerly known as Legal Ease). Thank you for your question. I'm reviewing it now, and will post back again shortly.

img

Debra, Expert

I am sorry to hear of this difficult situation.

The bank can sue you in Canada and then can seek to enforce that judgment in the US.

They will register it with a court in the US and then it will have the same force and effect as if it was obtained in the US.

Then they can garnish wages, garnish bank accounts etc.

Does that clarify the law even though it is not what you were hoping to hear?

Please feel free to post back with any follow-up questions you may have. If you don't have any then I hope I have earned a 5 star rating but if you don't feel that I have please don't hesitate to reply back and let me know what more I can do to assist you. Finally, please know that even after you rate me I will be here for you and you can ask follow-up questions if you think of them later on at no further charge of course.

Customer
I gave you a 5.What benefit is there in having legal representation in negotiating with the bank ( to perhaps lower the payback amount)?
Ask a lawyer and get your legal questions answered.
See all Legal Questions
img
Related Legal Questions
How it works
logoAsk for help, 24/7
Ask for help, 24/7
Members enjoy round-the-clock access to 12,000+ verified Experts, including doctors, lawyers, tech support, mechanics, vets, home repair pros, more.
logoExpert will respond in minutes
Expert will respond in minutes
After you reach out, we match you with an Expert who specializes in your situation. Talk, text, chat, whichever you prefer.
logoSave time & money
Save time & money
No scheduling hassles, missing time from work, or expensive consults.
A JustAnswer membership can save you significant time and money each month.
img
logo 593 Verified lawyers, 10+ years of experience
DISCLAIMER: Answers from Experts on Askalawyeroncall.com are not substitutes for the advice of an attorney. Askalawyeroncall.com is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response as proposing specific action or addressing your specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances should be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on any information received from an Expert, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains. The responses above are from independent, freelance Experts, who are not employed by Askalawyeroncall.com . The site and services are provided “as is”. To view the verified credentials of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service.
Explore law categories
Powered by JustAnswer