Debra, I hope I’m doing this right 🙏🏻 Debra, here’s my second question David’s adult daughter took my car without
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Customer: Hi Debra, I hope I’m doing this right 🙏🏻Hi Debra, here’s my second question
David’s adult daughter took my car without permission and had an accident that cost $2845 I claimed it on my insurance (based on my assumptions that if my rates go up in the next years that my common law husband would be able to help with lost money as we are building a life together and help support each other with money issues). My insurance has been effected way more then anticipated (over $650 a year more! If I pay the $2500 back to the car insurance my rate will go down) my question is can I go after David or his daughter and claim the $2,500? For car damages?
Another car question.
My ex damaged my car parking (I was in the car) it happened a couple years ago and he said he’d pay the damages when it gets too bothersome for me. I had an estimate after I separated from him of $2,000 (estimate was done May 2020). Do you have any advice for how I should approach these two scenarios?
David’s adult daughter took my car without permission and had an accident that cost $2845 I claimed it on my insurance (based on my assumptions that if my rates go up in the next years that my common law husband would be able to help with lost money as we are building a life together and help support each other with money issues). My insurance has been effected way more then anticipated (over $650 a year more! If I pay the $2500 back to the car insurance my rate will go down) my question is can I go after David or his daughter and claim the $2,500? For car damages?
Another car question.
My ex damaged my car parking (I was in the car) it happened a couple years ago and he said he’d pay the damages when it gets too bothersome for me. I had an estimate after I separated from him of $2,000 (estimate was done May 2020). Do you have any advice for how I should approach these two scenarios?
Answered by Debra in 1 hour 2 years ago
Debra
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Expert in: Family Law, Legal, Estate Law, Real Estate Law, Criminal Law, Employment Law, Business Law, Consumer Protection Law, Bankruptcy Law, Traffic Law, Personal Injury Law.
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174572 Satisfied customers
10+ years of experience
Debra
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Debra, Expert
Hello! My name is Debra (formerly known as Legal Ease). Thank you for your question. I'm reviewing it now, and will post back again shortly.
Debra, Expert
I am so sad to hear that that happened to you.
You cannot go out after David because it's not David's fault. You can sue the daughter. She will be required to pay you whatever you need to to put you back in the position you would have been had she not done this.
Then in a separate lawsuit you can sue him for the money he owes you for the damages he caused to your car.
Customer
Thank you Debra, this is very helpful as David will not want me to sue his daughter, I can use this knowledge as a bargaining chip. I wanted to ask a clarification regarding my previous RRSP question. By Change in growth (are you saying that we are entitled to percentage of equity that’s grown during the time of common law) and not entitled to any of what was contributed during our time living together? Sorry, I believe I know what you meant but want to be clear when it comes to discussing it with him as he’s a financial planner that may try and twist things?
Debra, Expert
So you take the value of the RRSP at the time it's being considered for division purposes and you take the value of the RRSP at the time you first started living together. The difference is the increase in value. However, when working all this out you would reduce the value by about 25% because there are tax consequences that you will suffer when the RRSP is cashed out and so that reduces the value. David should certainly know that.
Customer
Omg! Now he may lay claim to money that I took from what got from selling my house to move in with him. If I knew He was cheating on me, I never would have sold my place and moved in with him! This next question is super super important now... I’ll rate and cont. with my last question. Thank you for your help
Debra, Expert
OK!
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