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John Melis, Expert
Hi, I’m John, solicitor, and reviewing your post, and may need to ask a few questions a long the way to assist you.
Please note all the details that you require in seeking benefits can be found on the Australian taxation office website
I'd like you to copy and paste the link below in your browser and read the details on the front page of the website as it explains how you can process the information to obtain the relevant benefits
Where you are starting to experience financial hardship, the Australian government has implemented procedures with Centrelink where you can get an urgent cash payment to assist with meeting your bills. In addition you can also access your superannuation in advance before July by taking $10,000 out without penalty and a further $10,000 out after July.
The Government is temporarily expanding eligibility to income support payments and establishing a new, time-limited Coronavirus supplement to be paid at a rate of $550 per fortnight. This supplement will be paid to both existing and new recipients of the eligible payment categories. These changes will apply for the next six months.
The income support payment categories eligible to receive the Coronavirus supplement are:
The Australian government is implementing procedures very rapidly and you need to keep an eye on the newspapers which explain these procedures the Australian government is doing.
The government is providing a lot of support and you can find out about it here:
For example, did you know that if you are earning less than $1075 a fortnight that you are eligible for JobSeeker Payment? There have also been changes to waiting periods as well as the way that partner’s income is assessed which makes it easier for people to obtain a benefit.
LOAN PAYMENT DEFERRAL
Depending on who you bank with you may have access to defer your loan payments for up to 6 months. Be aware that whilst payments are deferred interest likely is not, this means that when you return to making payments your loan balance will likely have increased. More information is available in the below article:
EARLY ACCESS TO SUPERANNUATION
The Government is allowing individuals affected by the Coronavirus to access up to $10,000 of their superannuation in 2019-20 and a further $10,000 in 2020-21.
Accessing your superannuation is not a decision to be made lightly, many people’s superannuation balances have already reduced due to the impacts of the virus and withdrawing your funds now means that you will miss out on any bounce back in the market. That said, for some people, this will be a necessity and you can find information on this here:
LOCK-DOWN CCS PAYMENTS
A lot has been spoken about the legislation that was introduced into Parliament yesterday regarding changes to CCS and we have also had a lot of questions in the office.
Your next step is to go online to Centrelink complete the necessary application forms, there are various help me he's on Centrelink website, and this will help you to get urgent cash payments to meet your bills as they fall due.
Thank you for reaching out today.
You have a legal right to protect your interests in this important situation.
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